Terms and Conditions

Legal Agreement and Binding Nature

These Terms and Conditions constitute a legally binding agreement between you and Tangent Prime. By accessing our website, using our services, or engaging with our content, you accept and agree to be bound by these terms in their entirety.

If you do not agree to these Terms and Conditions, you must immediately discontinue use of our website and services. Your continued use signifies your acceptance of these terms and any subsequent modifications.

Effective Date: November 2025

User Obligations and Responsibilities

1. Legal Compliance

You agree to comply with all applicable laws, regulations, and professional standards when using our website and services, including but not limited to:

• Federal and provincial laws of Canada
• International laws applicable to your jurisdiction
• Tax and financial reporting requirements
• Anti-money laundering and counter-terrorism financing regulations
• Data protection and privacy legislation
• Intellectual property laws and copyright protections

2. Prohibited Activities and Behaviors

You are expressly prohibited from engaging in the following activities:

• Using our services for any unlawful or fraudulent purpose
• Providing false, misleading, or inaccurate information
• Attempting to gain unauthorized access to our systems or networks
• Interfering with or disrupting our website, servers, or services
• Transmitting viruses, malware, or any other malicious code
• Harassing, threatening, or abusing our staff or other users
• Collecting or harvesting personal data without authorization
• Reproducing, duplicating, or copying our proprietary content
• Using automated systems or bots to access our website
• Reverse engineering or attempting to extract source code

3. Content Guidelines and Restrictions

When submitting any content to us, whether through forms, emails, or other channels, you agree that your content:

• Must be accurate, truthful, and not misleading
• Will not contain defamatory, obscene, or offensive material
• Does not infringe upon any third-party intellectual property rights
• Does not contain confidential information belonging to others without authorization
• Complies with all applicable professional and ethical standards
• Does not violate any person's right to privacy or publicity

4. Age Restrictions and Requirements

Our services are intended for use by individuals who are at least 18 years of age or the age of majority in their jurisdiction, whichever is greater. If you are accessing our services on behalf of a business entity, you represent that you have the authority to bind that entity to these Terms and Conditions.

Additional User Responsibilities

5. Indemnification Obligations

You agree to indemnify, defend, and hold harmless Tangent Prime, its officers, directors, employees, contractors, agents, licensors, and suppliers from and against all claims, losses, expenses, damages, and costs, including reasonable legal fees, arising out of or relating to your violation of these Terms and Conditions, your use of our website or services, your violation of any law or regulation, or your violation of any rights of a third party.

6. Privacy and Data Protection

You acknowledge that you have read and understood our Privacy Policy and Cookie Policy. You agree to comply with all data protection obligations when sharing information with us, including ensuring you have the right to share any third-party data and that you have obtained necessary consents. You are responsible for the accuracy and legality of any data you provide to us.

7. Third-Party Interactions

You acknowledge that your interactions with third parties found through our website, including payment processors, vendors, or advertisers, are solely between you and such third parties. You agree that Tangent Prime is not responsible or liable for any loss or damage incurred as a result of such interactions.

8. Account and Information Accuracy

You are responsible for maintaining the accuracy of all information you provide to us. You agree to promptly update your information if it changes. Failure to maintain accurate information may result in our inability to provide services to you and may constitute a breach of these Terms and Conditions.

Liability Disclaimers and Warranties

9. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, OUR WEBSITE AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. WE MAKE NO WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• Warranties of merchantability or fitness for a particular purpose
• Warranties that the website will be uninterrupted, secure, or error-free
• Warranties regarding the accuracy, reliability, or completeness of content
• Warranties that defects will be corrected or that the website is free of viruses
• Any implied warranties arising from course of dealing or usage of trade

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, TANGENT PRIME SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

• Your access to or use of or inability to access or use our services
• Any conduct or content of any third party on our website
• Any content obtained from our website
• Unauthorized access, use, or alteration of your transmissions or content

In no event shall our aggregate liability exceed the amount you paid to us in the twelve months preceding the event giving rise to the liability, or one hundred Canadian dollars (CAD $100), whichever is greater.

11. Consequential Damages Exclusion

Some jurisdictions do not allow the exclusion or limitation of consequential or incidental damages. In such jurisdictions, our liability shall be limited to the greatest extent permitted by law. You acknowledge that the limitations of liability in these Terms and Conditions are fundamental elements of the agreement between you and Tangent Prime, and that we would not provide services without such limitations.

12. Force Majeure Provisions

We shall not be liable for any failure or delay in performance resulting from causes beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, network infrastructure failures, strikes, or shortages of transportation facilities, fuel, energy, labor, or materials.

Professional Services Provisions

13. Professional Standards and Conduct

Our accounting and bookkeeping services are provided in accordance with applicable professional standards and regulations. We are committed to:

• Maintaining professional competence and due care
• Acting with integrity and objectivity
• Maintaining confidentiality of client information
• Avoiding conflicts of interest
• Complying with relevant laws and professional guidelines

However, you acknowledge that professional services involve judgment and that results cannot be guaranteed. We provide services based on information you provide, and you are responsible for the accuracy and completeness of that information.

Legal Information and Dispute Resolution

14. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without giving effect to any principles of conflicts of law. You irrevocably submit to the exclusive jurisdiction of the courts of Ontario located in the City of Toronto for the resolution of any disputes arising from or relating to these Terms and Conditions or your use of our services.

15. Dispute Resolution Procedures

In the event of any dispute, controversy, or claim arising out of or relating to these Terms and Conditions, the parties agree to:

First attempt to resolve the matter through good faith negotiation
If negotiation fails, consider mediation before pursuing litigation
Maintain confidentiality throughout the dispute resolution process
Act reasonably and in good faith to minimize costs and delays

Nothing in this section prevents either party from seeking injunctive relief or other equitable remedies in court where appropriate.

16. Severability Clause

If any provision of these Terms and Conditions is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving its intent. If such modification is not possible, the provision shall be severed from these Terms and Conditions, and the remaining provisions shall continue in full force and effect.

17. Terms Modification Policy

We reserve the right to modify these Terms and Conditions at any time. Material changes will be communicated by posting an updated version on this page with a new effective date. For significant changes, we may also provide notice through email or prominent website notification. Your continued use of our services after the effective date of modifications constitutes acceptance of the revised terms.

Additional Legal Provisions

18. Assignment and Transfer

You may not assign or transfer your rights or obligations under these Terms and Conditions without our prior written consent. We may assign or transfer our rights and obligations under these Terms and Conditions without restriction, including in connection with a merger, acquisition, reorganization, or sale of assets.

19. Waiver Provisions

No waiver of any term or condition of these Terms and Conditions shall be deemed a further or continuing waiver of such term or any other term. Our failure to assert any right or provision under these Terms and Conditions shall not constitute a waiver of such right or provision.

20. Entire Agreement

These Terms and Conditions, together with our Privacy Policy, Cookie Policy, and Terms of Service, constitute the entire agreement between you and Tangent Prime regarding your use of our website and supersede all prior agreements and understandings, whether written or oral, relating to the subject matter herein.

21. Headings and Interpretation

The headings used in these Terms and Conditions are for convenience only and shall not affect the interpretation of these terms. Unless the context requires otherwise, words in the singular include the plural and vice versa.

22. Survival of Terms

All provisions of these Terms and Conditions which by their nature should survive termination shall survive, including without limitation ownership provisions, warranty disclaimers, indemnification obligations, and limitations of liability.

23. Language

These Terms and Conditions are written in English. If translated into other languages, the English version shall prevail in case of any inconsistency or discrepancy.

Questions or Concerns

If you have questions about these Terms and Conditions or need clarification on any provision, please contact us:

Email: [email protected]

Phone: +1 (416) 847-2953

Mail: 100 King Street West, Suite 5600, Toronto, ON M5X 1C7, Canada

We are committed to addressing your questions and concerns in a timely and professional manner.

Acknowledgment

BY USING OUR WEBSITE OR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS AND CONDITIONS, UNDERSTAND THEM, AND AGREE TO BE BOUND BY THEM. IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS, YOU MUST NOT USE OUR WEBSITE OR SERVICES.

Contact Information